In India, the mentally sick are covered under any health or life insurance since they are not capable to sign the insurance proposal in good understanding. But US has something to welcome by asking the insurance companies to insure even the mentally sick on equal terms to cover their cost of treatment as well.
The Mental Health Parity and Addiction Equity Act of 2008 requires health plans that offer benefits for mental health and substance use to cover them to the same extent that they cover medical and surgical care.
Among other things, the law prohibits treatment limits and copayments or deductibles that are more restrictive than a plan's medical coverage.
Mental Health Parity Rule Clarifies Standards For Treatment Limits : Shots - Health News : NPR
The Mental Health Parity and Addiction Equity Act of 2008 requires health plans that offer benefits for mental health and substance use to cover them to the same extent that they cover medical and surgical care.
Among other things, the law prohibits treatment limits and copayments or deductibles that are more restrictive than a plan's medical coverage.
Mental Health Parity Rule Clarifies Standards For Treatment Limits : Shots - Health News : NPR
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